The costs and fees which are associated with your home warranty insurance vary depending on the state in which you live. It is important for you conduct thorough research when it comes to determining exactly the extent of such cover and the costs applicable.

If you purchase the warranty when you purchase your home, coverage will commence on the day that you close the home. However, if you are not currently involved in any particular type of real estate transaction and are buying the plan yourself, coverage will usually become effective within two weeks after the payment has been received.