How To Calculate Your FERS Disability

Are you an American who works for the federal government,? You then qualify for disability benefits under the Federal Employees Retirement System or FERS here are some guides for calculating these benefits. This means that if you develop or acquire a disability, you will be able to support yourself without working, depending on various factors like the length of time of your employment, your salary and other factors.

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How To Manage Risk And Your Retirement Investment

A primary financial goal in life should be to invest in your retirement. To manage the level of risk we introduce into our retirement savings plan means mixing up calculated risks with conservative strategies. How can we successfully manage our retirement savings plan and have some calculated risk?

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How To Take Control Of Structured Settlement Payments

Since most of the annuities have been awarded through injury claims and scheduled for periodic or lump sum payments, all structured settlements are regulated by the US government on a federal and state level. Many states will deny lump sum payments simply because of not being sure the recipient will be disciplined enough to handle a substantial amount of money to care for their medical costs over time. This is why it is imperative for recipients to be knowledgeable about their options and rights within their state.

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How To Transfer Payment Rights Of A Structured Settlement

Structured settlements are legally binding payments established between two separate parties after a corresponding claim has been completed. It is important to pay close attention to the steps which need to be followed if any change needs to be made. Keep in mind, structured settlements are handled differently by different states, so pay close attention to the way which they are handled in your specific area. In most cases, mishandling the transfer process may cause you to become subjected to a federal excise tax penalty of at least 40 percent.

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How To Win Profits In Options Trading

There is no dispute that trading in options is a risky business. It is also an increasingly popular choice for investors with a range of experience levels. There are strategies which can help you earn up to 13% each month, if you follow them carefully. The article below will outline one of the strategies you could try.

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How To Cash In A Life Insurance Policy

If you are organizing your insurance policies and have several small policies, you should think about cashing them in. This can be a very easy way to get extra money without doing anything too difficult. You also need to make sure that you understand the rules of surrendering a policy.

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How Does A Dividend Reinvestment Plan (DRIP) Work?

A dividend reinvestment plan (DRIP) is an equity investment option offered directly from the underlying company. DRIP is an excellent way to increase the value of your investment. Most DRIPs allow you to acquire shares, commission free and at a significant discount to the current share price.

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How To Buy Into A Dividend Reinvestment Plan (DRIP)

A dividend reinvestment plan (DRIP) is a great tool for long-term investors. The compounding interest of a DRIP allows investors to buy additional shares of stock at no cost. They simply reinvest the dividends and when enough money is accrued, additional shares are automatically purchased.

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How To Buy Stock With A DRIP

Many people are looking for ways in which they can grow their money by buying stock without using a broker. A dividend reinvestment plan or DRIP, is one such program. The appeal of a DRIP is that it can be opened with a stock transfer agent or a sponsoring financial institution instead of with a stock broker.

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What Are The Disadvantages Of Dividend Reinvestment Plans?

A dividend reinvestment plan (DRIP) is not managed by a broker or other financial experts. Instead, this special plan is offered by the same companies which an investor is buying stock in. The basic premise of a DRIP is to reinvest dividends back into the company. This reinvestment comes in the form of additional purchases of stock. Thus, there are no cash payouts.

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